Get the App
Tap for your kopi, groceries and transport, send money home to Malaysia, and spend overseas in 40+ currencies — and see every dollar the moment you spend it. Licensed by MAS.
Get the iChange App NowiChange is a Singapore multi-currency card and app for everyday life — tap for daily spending, send money home to Malaysia, and hold 40+ currencies for travel, seeing every transaction the moment it happens. Developed by iChange and licensed by MAS as a Major Payment Institution, it lets you compare licensed money-changer rates and spend, send and manage your money in one app.
Tap for daily life in Singapore, send ringgit to Malaysia, and hold 40+ currencies for whenever you travel. All in one place. Pick the rate that works for you, spend on everyday essentials, send money home, and manage it all in one wallet.
Heading to JB or sending money to Malaysia? Compare today's MYR rates — plus JPY, KRW and CNY — in one app. Selected Best Rate Promo offers may be more favourable than the indicative online reference rate shown at the same time, so you keep more of every dollar.
Buyback lets you change eligible unused foreign currency in your wallet back to SGD at the same rate you originally paid — so leftover ringgit or yen never loses value. Eligible currencies, limits and timeframes apply — full T&Cs in the app.
Compare rates, spend on daily essentials, send money to Malaysia, and hold up to 50 currencies — without juggling counters or apps. Carry less cash; top up and exchange only when you need to.
See your rate before you exchange, and every transaction the moment it happens — "Seen ✓" as you tap. Our lean, digital-first model passes through your selected partner rate with no separate iChange FX markup on your chosen offer.
| Feature | iChange | Digital Wallet Y | Digital Wallet W |
|---|---|---|---|
| See multiple money changer rates | Yes — compared side by side | No — one rate | No — one rate |
| Best rate guarantee | Yes | No | No |
| Buy back unused currency at your rate | Yes* | Rarely | No |
| Hold & manage 40+ currencies | Yes | No | No |
Verified securely with Email, SMS and Singpass checks. Licensed by MAS as a Major Payment Institution under the Payment Services Act.
Getting started takes minutes — then tap for everyday life, send money home, or get travel-ready.
You enter the amount in SGD and your currency, and iChange shows live rates from participating licensed money changers side by side, with the best offer highlighted. Choose the one you want, exchange, and hold it in your wallet to spend or send.
40+ currencies for everyday and travel — including MYR for Malaysia, plus JPY, KRW, CNY, USD and EUR. Hold multiple currencies in one wallet and spend or convert them when it suits you. The full list is in the app.
Yes — iChange supports remittance to Malaysia (and other supported corridors). Send SGD to a Malaysian recipient at competitive rates, and track it in the app. Limits, timeframes and fees are shown before you confirm.
Buyback lets you change eligible unused foreign currency in your wallet back to SGD at the same rate you originally paid, so leftover currency doesn't lose value. Eligible currencies, limits and timeframes apply — full T&Cs in the app.
iChange is developed by iChange and licensed by MAS as a Major Payment Institution under the Payment Services Act. You verify your identity with Singpass, and you can freeze your card anytime in the app. MAS licensing does not constitute an endorsement of any product.
iChange shows your selected rate upfront and passes through your chosen partner rate with no separate iChange FX markup. Any applicable fees are shown in the app before you confirm.